After paying off $28,000 of debt in just ten months, newly married and only two years out of college, Derek Clark decided to create budgeting software that anyone could use. Budgeting can be hard and most software makes the process more frustrating. Ez Budget attempts to solve both of these problems by providing a simple software interface to the tried and true method of envelope budgeting. It does this by securely syncing with your bank account and downloading your transactions. Envelope budgeting is the simplest method to track your spending. At the beginning of each month you put X dollars in an envelope marked “Groceries.” For that month you can only spend that amount on groceries, and you can only buy groceries with the money in that envelope. It keeps your spending under control and you aware of your spending. At a glance, you can see how much you have left in each envelope.
Ez Budget improves upon this method of budgeting by cutting out all of the envelopes and cash. Carrying around an actual envelope system isn’t anyone’s idea of simple, so the concept was applied to budgeting software. With Ez Budget, you make virtual envelopes and split your paycheck into each category. When you spend money you put that transaction into the proper envelope and the balance updates automatically to show you how much you have left.
The real power is that Ez Budget syncs between Mac, iPad, and iPhone so that you can have your budget handy when you need it. You can sit down with your Mac and calculate how much you want to spend in each category and then when you are out shopping you can check your balance on your iPhone to see how much is left in your grocery budget.
CEO Derek Clark says, “My wife and I used the envelope budgeting method to pay off twenty-eight thousand dollars in ten months to get out of debt. It was a great way to control our spending, but it lacked the convenience of using a debit card. I looked around at the other budgeting software and couldn’t find any product that did everything I wanted. Ez Budget has been the answer for us. Now that the iPhone version is free we are hoping it will be the answer for many more people.”
- iPhone, iPod touch, and iPad
- Requires iOS 4.0 or later
- 2.7 MB
Pricing and Availability:
Ez Budget Envelopes 2.94 is now Free and available worldwide exclusively through the App Store in the Finance category.
Ez Budget 2.94: http://ezbudgetapp.com
Download From iTunes: http://itunes.apple.com/app/ez-budget-envelopes/id432717375
Based out of Nashville, Tennessee, Derek Clark is the CEO of Ez Budget. Clark works to share information and technology with the masses. Copyright 2012 Derek Clark. All Rights Reserved. Apple, the Apple logo, iPhone, iPod and iPad are registered trademarks of Apple Inc. in the U.S. and/or other countries.
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